We Always Strive to Act in Our Clients’ Best Interests by Adopting a New Age Fee-based Model
We believe we are the leaders in fee-based and transparent financial planning to expatriates worldwide. Need help with retirement planning, pensions, tax-efficient investments, savings plans or insurance?
Free Guides
To help expatriates understand often complex financial products and services, SJB US has created a series of detailed tax and residency guides
UK Pension Transfer Guide
This guide will help you understand your UK pension options as a non-UK resident, including comparisons, costs, avoiding scams, and choosing a reputable financial adviser. Get the most out of your UK pension with our free guide.
2024 Guide to 401(k) & Retirement Plans in the U.S
Explore essential insights on 401(k), IRA rollovers, tax implications, and retirement planning options in the U.S. for 2024. Maximize your retirement savings with expert advice.
Tax-Loss Harvesting Guide: Turning a Negative Into a Positive
Learn how tax-loss harvesting can reduce taxable income, offset gains, and optimize portfolio performance. Consult a financial advisor to maximize benefits.
Your Future Plans, the Whole Picture
VALUES
You
Service
Your Future Plans, the Whole Picture
Absolute TransparicyÂ
About your situation, the costs, the limitations, the risks, and the time it takes.
Your Best Interest
No motivation due to commissions from third parties. As your investments grow, so does our compensation. Our interests are aligned with yours.
True Advisers
You will be supported by passionate people with experience and knowledge.
Fee-Only
The more you invest we offer fee breakpoint.
Accountable
To provide you with the knowledge you need to succeed through all life transitions. Not just being told what to do, but to be in control and up to date every step of the way.
The Whole Picture
A tailored plan is created based on all aspects of your personal and financial life to help you stay on track to meet your goals.
Are You in the Optimal Position?
Are You in the Optimal Position?
Qualification
A quick call to see if and how you can benefit from our services.
Review
If you already have a portfolio we can do a review, if not we will look at your whole financial picture and outline your goals together.
Recommendation
Your tailored portfolio gives an overview of how you’ll work toward your financial goals. Here you decide if you like to go ahead.
Onboarding
You will be taken through all the necessary steps so you know what to expect.
Service
Continuous high-quality service. Expect quarterly updates, regular contact and a yearly review of your portfolio.
Our Latest News
Repatriation Planning for British Expats: Navigating UK Tax Changes in 2025
Returning to the UK after a period of living overseas requires more than booking a flight. With the UK’s tax reforms now in effect from 6 April 2025, British citizens must understand how their foreign-held assets are treated under the new residence-based taxation...
Does Risk-Free Investing Exist?
Imagine finding an investment that guarantees returns with absolutely no risk. Sounds perfect, right? But does such an opportunity truly exist, or is it just a financial myth? Let's explore the concept of risk-free investing. Understanding the Notion of Risk-Free...
Structuring Retirement Savings in Volatile Markets
We’ve seen firsthand how unpredictable the markets have been in 2025. One moment the S&P 500 drops 10% in a week, and the next, it rebounds just as quickly. It’s no surprise many of our clients are asking the same thing: How do I protect my retirement savings when...
