by SJB US | Jul 27, 2023 | Advice, Pensions, SJB US Services
In recent years, the financial well-being of today’s pensioners has shown remarkable improvement. However, it is crucial not to overlook the potential challenges that lie ahead for future generations. With this in mind, a substantial and timely Pensions Review has been initiated to assess these risks and identify the necessary steps to help plan and strive for a secure and prosperous retirement for working-age individuals.
by SJB US | Jul 24, 2023 | Advice, Investments, SJB US Services
In the world of finance, high-interest rates have a profound impact on investment strategies and financial planning. While they may be a cause for concern for borrowers, they also present a wealth of exciting opportunities for savvy investors. One such opportunity that seems to thrive in a high-interest rate environment is fixed type annuities.
by SJB US | Jul 17, 2023 | Advice, Investments, SJB US Services
Investing for growth is a key aspect of long-term financial planning, and it’s important not to overlook the power of compound investing. Regularly investing and allowing the increases to build upon themselves can have a huge impact over time. This article will explore what compound investing is and why it’s such a powerful tool, especially for those investing in a pension.
by SJB US | Jul 5, 2023 | Advice, SJB US Services
The core-satellite approach is an investment strategy that involves investing in a mix of “core” investments—such as index funds—that offer broad diversification and “satellite” investments—such as individual stocks—that offer the potential for higher returns.
by SJB US | Jun 29, 2023 | Advice, Investments, SJB US Services
In the world of investments, it is crucial to regularly evaluate and monitor your portfolio to ensure that it aligns with your financial goals and risk tolerance. An X-ray review is a comprehensive analysis of a portfolio that provides valuable insight into its overall composition and potential risks.
by SJB US | Jun 19, 2023 | Advice, Investments, SJB US Services
Investing is one of the best ways to grow your wealth over time. However, the fear of losing money can be a major deterrent for many people. This is where the idea of risk-free investing comes in – the notion that you can invest your money without the risk of losing it. But does such a thing really exist? Let’s take a closer look.