A lot of people find us after feeling let down by previous advisers. The focus was on selling products, not creating a plan. The advice felt rushed. Short-term. Impersonal.
I’ve seen this too many times. And I get why it’s frustrating. Especially when you’re living abroad and your financial life isn’t just based in one country.
Personal finance isn’t one-size-fits-all. Never has been. To me, it’s more like looking after your health. If you want real results, you need to look at the full picture where you are, where you’ve been, and where you want to go next.
What We Do at SJB US
We are a team of international advisers who understand the ups and downs of expat life. Most of our clients are British or American, living abroad now or planning to move. Some are returning home, some are moving on to a new country, and others are building a life exactly where they are.
We help people with things like:
- Retirement planning
- UK pension transfers
- Tax-efficient investing
- Managing currency risk
- Estate and inheritance planning
How We Work: Holistic, Clear and Personal
I always start by getting to know you. Your lifestyle. Your values. Your goals. No assumptions. No sales pitch. Just a real conversation.
Once we understand what matters most to you, we build a plan that fits. You won’t get rushed advice or complicated language. Just clear, thoughtful recommendations that make sense for your life.
Everything we do is transparent. We don’t earn commissions from products, and we don’t work for providers. Our fees are clear and fair, and the more you invest, the lower your rate becomes over time.
That approach has earned us over 300 reviews from clients. About 95% are five stars, and the rest are four. We haven’t had a single rating below that. I’m proud of that, not because it’s perfect, but because it shows we’ve earned people’s trust by doing things differently.
If You’ve Had a Bad Experience Before, You’re Not Alone
Plenty of our clients came to us after being disappointed by previous advisers. If that’s been your experience too, I get it. It’s hard to trust again.
But the right advice from the right person can really change things. So take your time. Ask questions. Do your research. And if it feels like we might be a good fit, we’re here when you’re ready.
The first meeting is always free. No pressure. Just a chat to see if we can help.
A Bit More About Us
We’re based in Europe and work with clients all over the world, focusing on UK and US Expats.
We’re fully licensed and regulated. We’re members of Nexus Global and part of Blacktower Financial Management International, so you can feel confident knowing your advice is backed by strong compliance and oversight.
Whether you need help with a pension, managing tax across countries, or simply want to understand your options better, we can walk you through it at your pace.
