by SJB US | Apr 15, 2025 | Advice, Markets, Pensions, SJB US
Any hopes of calm after Monday’s market bounce didn’t last long. The FTSE 100 slipped again on Tuesday (9 April), dragged down by another red day on Wall Street, with the S&P 500 hovering near bear market territory. And it’s not just stocks feeling the pressure —...
by SJB US | Mar 24, 2025 | Advice, Financial Planning, Pensions, SJB US
As the end of the tax year approaches, it’s time to think about pension contributions. For the 2024/25 tax year, the annual allowance, the maximum you can contribute to your pension without incurring a tax charge is £60,000. ​ However, this limit isn’t the...
by SJB US | Feb 12, 2025 | Pensions, UK
The government’s latest pension reforms aim to unlock billions for economic growth, allowing pension schemes to invest more freely in higher-yield assets. On paper, it sounds like a win-win: higher returns for pensioners and a boost for UK businesses, but we have all...
by SJB US | Nov 5, 2024 | Financial Planning, Pensions, Regulations, SJB US, UK
The UK’s Autumn Budget 2024, delivered by Chancellor Rachel Reeves, marked a historic moment as the first budget by a female Chancellor and the first Labour budget in over a decade. Here’s a comprehensive breakdown of the key announcements. Economic Stability and...
by SJB US | Nov 4, 2024 | Advice, Financial Planning, Inheritance, Pensions, Regulations, SJB US, Tax, UK
The UK’s Autumn Budget 2024 has introduced transformative changes to pension rules, significantly impacting both domestic and overseas pension holders. In a historic move, the government has announced that pensions will now fall under Inheritance Tax (IHT) regulations...
by SJB US | Oct 7, 2024 | Advice, Financial Planning, Pensions, Rob Hoey
A Backdoor Roth IRA is a strategy that allows high-income earners to enjoy the benefits of a Roth IRA, even if they exceed the income limits for direct contributions. This approach has gained popularity among savvy investors who want to take advantage of the tax-free...
