by SJB US | Apr 22, 2025 | Advice, Financial Planning, Investments, Markets, SJB US
We’ve seen firsthand how unpredictable the markets have been in 2025. One moment the S&P 500 drops 10% in a week, and the next, it rebounds just as quickly. It’s no surprise many of our clients are asking the same thing: How do I protect my retirement savings when...
by SJB US | Apr 17, 2025 | Advice, Financial Planning, SJB US
When it comes to managing your finances, the type of advice you receive can significantly impact your financial well-being. One term you might encounter is “independent adviser.” But what does it truly mean to have an independent adviser, and how does it...
by SJB US | Mar 24, 2025 | Advice, Financial Planning, Pensions, SJB US
As the end of the tax year approaches, it’s time to think about pension contributions. For the 2024/25 tax year, the annual allowance, the maximum you can contribute to your pension without incurring a tax charge is £60,000. ​ However, this limit isn’t the...
by SJB US | Mar 5, 2025 | Advice, Financial Planning, Investments, Markets, Retirement, SJB US
Market ups and downs can be nerve-wracking, especially when retirement is on the horizon. Watching savings fluctuate might make you feel like you’re on a rollercoaster, but the good news is that there are ways to keep your retirement plan steady, even when...
by SJB US | Feb 12, 2025 | Advice, Financial Planning, Markets, SJB US
Change is constant, but some shifts are so big that they redefine industries, societies, and even how we live our daily lives. These are known as megatrends, large, transformative forces that evolve over time but have long-term impacts. From technology to...
by SJB US | Nov 13, 2024 | Advice, Elections, Financial Planning, Investments, North America, Regulations, SJB US
The U.S. elections are a pivotal event not only for American citizens but for investors worldwide. Every four years, the election season brings with it a degree of uncertainty and speculation, particularly regarding economic policies, market behaviour, and...
