by SJB US | Apr 24, 2025 | Advice, Investments, SJB US
Imagine finding an investment that guarantees returns with absolutely no risk. Sounds perfect, right? But does such an opportunity truly exist, or is it just a financial myth? Let’s explore the concept of risk-free investing. Understanding the Notion of...
by SJB US | Apr 22, 2025 | Advice, Financial Planning, Investments, Markets, SJB US
We’ve seen firsthand how unpredictable the markets have been in 2025. One moment the S&P 500 drops 10% in a week, and the next, it rebounds just as quickly. It’s no surprise many of our clients are asking the same thing: How do I protect my retirement savings when...
by SJB US | Apr 3, 2025 | Advice, Investments, SJB US
Planning for retirement involves balancing the desire for growth with the need for security. Fixed index annuities (FIAs) offer a blend of both, providing potential market-linked gains while safeguarding your principal. What Is a Fixed Index Annuity? A fixed index...
by SJB US | Mar 5, 2025 | Advice, Financial Planning, Investments, Markets, Retirement, SJB US
Market ups and downs can be nerve-wracking, especially when retirement is on the horizon. Watching savings fluctuate might make you feel like you’re on a rollercoaster, but the good news is that there are ways to keep your retirement plan steady, even when...
by SJB US | Nov 13, 2024 | Advice, Elections, Financial Planning, Investments, North America, Regulations, SJB US
The U.S. elections are a pivotal event not only for American citizens but for investors worldwide. Every four years, the election season brings with it a degree of uncertainty and speculation, particularly regarding economic policies, market behaviour, and...
by SJB US | Nov 11, 2024 | Financial Planning, Investments, Markets, SJB US
Ever find yourself wondering how those interest rate changes you hear about on the news actually impact your investments? You’re not alone. Interest rates play a pivotal role in the financial markets, and understanding this can help you make smarter investment...