by SJB US | Apr 17, 2025 | Advice, Financial Planning, SJB US
When it comes to managing your finances, the type of advice you receive can significantly impact your financial well-being. One term you might encounter is “independent adviser.” But what does it truly mean to have an independent adviser, and how does it...
by SJB US | Apr 15, 2025 | Advice, Markets, Pensions, SJB US
Any hopes of calm after Monday’s market bounce didn’t last long. The FTSE 100 slipped again on Tuesday (9 April), dragged down by another red day on Wall Street, with the S&P 500 hovering near bear market territory. And it’s not just stocks feeling the pressure —...
by SJB US | Apr 3, 2025 | Advice, Investments, SJB US
Planning for retirement involves balancing the desire for growth with the need for security. Fixed index annuities (FIAs) offer a blend of both, providing potential market-linked gains while safeguarding your principal. What Is a Fixed Index Annuity? A fixed index...
by SJB US | Mar 24, 2025 | Advice, Financial Planning, Pensions, SJB US
As the end of the tax year approaches, it’s time to think about pension contributions. For the 2024/25 tax year, the annual allowance, the maximum you can contribute to your pension without incurring a tax charge is £60,000. ​ However, this limit isn’t the...
by SJB US | Mar 11, 2025 | Advice, Estate Planning, SJB US, UK
If you’re a UK-domiciled expat, navigating estate planning can feel like trying to solve a Rubik’s Cube blindfolded. Living abroad doesn’t necessarily exempt you from the UK’s inheritance tax (IHT), which stands at a substantial 40%. Without...
by SJB US | Mar 5, 2025 | Advice, Financial Planning, Investments, Markets, Retirement, SJB US
Market ups and downs can be nerve-wracking, especially when retirement is on the horizon. Watching savings fluctuate might make you feel like you’re on a rollercoaster, but the good news is that there are ways to keep your retirement plan steady, even when...
